Auto Insurance Liability Limits:
$250,000 bodily injury per person.
$500,000 bodily injury per occurrence.
$50,000 property damage per occurrence
Homeowners Insurance Liability Limits:$300,000
The policy provides:
Liability insurance that adds to the limits of your automobile, homeowners and recreational vehicle or boat liability policy limits.
Coverage for unknown or unexpected exposures that are excluded in typical auto, homeowners, recreational vehicle or boat liability policies.
Coverage for the cost of your legal defense. This includes court costs, interest on judgments and premiums on necessary bonds.
For more information, please contact us.
Buildings and other structures (owned or leased).
Furniture, equipment and supplies.
Inventory Money and securities.
Records of accounts receivable.
Improvements and betterments you made to the premises.
Machinery Boilers Data processing equipment and media (including computers).
Valuable papers, books and documents.
Mobile property such as automobiles, trucks and construction equipment.
Satellite dishes Signs, fences, and other outdoor property not attached to a building.
Intangible property (good will, trademarks, etc.)
To establish the amount of insurance you need on each, we can help you review the types of property you own and their uses. Some of these items are covered in the basic policies. For others, coverage can be added by an endorsement or rider. Some items, like money and securities, may not be covered by a standard commercial policy and may require a second, separate policy.